CCG Birth Cert HerculesMy experience has been that folks that name their cars keep them longer. What’s in a name? Jesus knew the power.  John 17:11-12 (NIV) 11: I will remain in the world no longer, but they are still in the world, and I am coming to you. Holy Father, protect them by the power of[a] your name, the name you gave me, so that they may be one as we are one. 12: While I was with them, I protected them and kept them safe by[b] that name you gave me. None has been lost except the one doomed to destruction so that Scripture would be fulfilled.

Jesus has a name for you Rev 2:17, as you do for most anything you have affection for, the more affection usually the more and varied names or nicknames. The bottom line for truly getting your monies worth in a car is to keep it at least ten years and actually the longer the better in my view.

Example: #1
How many years of ownership? 10 years
Vehicle: 2008 Chevrolet Impala program car original price $15,000 15Kmiles
How many miles a year? 15k miles a year 165,000 total miles with 15k originally

 

Total of payments? 60×300 = $18,000.00
Total maintenance over the life of the car
$900 in oil changes
$2,400 in major services
$1,200 in tires
$3,500 in repairs
Total maintenance = $8,000.00
Total Insurance for 10 Years = $3,000.00
Total Fuel cost for 10 Years = $25,000.00
Registration and Taxes for 10 Years = $3,000.00
Total Cost of Ownership for 10 years $57,000.00
Depreciated to Zero

Yearly investment = $5,700.00
Example #2
Buy the Same Car New and Keep it only 5 years original price after discount and rebates $22,000

How many miles a year? 15k miles a year 75,000 total miles
How many years of ownership? 5 years

Total of payments? 72×400 = $28,800.00
Total maintenance over the life of the car
$400 in oil changes
$800 in major services
$500 in tires
$900 in repairs
Total maintenance = $2,600.00
Total Insurance for 5 Years = $1,500.00
Total Fuel cost for 10 Years = $12,500.00
Registration and Taxes for 10 Years = $1,900.00
Total Cost of Ownership for 10 years $47,300.00

Equity to Trade $3,000.00
Loan Balance with one year left to pay $3,500.00
Current Market Value (selling it Yourself) $6,500.00

Total Investment less Current Equity $44,300.00
Yearly investment = $8,860.00

Additional Expense in the next 5 years $15,800.00

Phil 4:6-7 Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God; 7 and the peace of God, which surpasses all understanding, will guard your hearts and minds through Christ Jesus

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Have fun naming your car….. Robby